August 2007
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Safe Phones

There was a time when the theft of Mobile Phones was on the increase. It was unsafe to walk down the high street in any town with your mobile on view as you might get mugged. Things have changed a bit I think because of the co-operation of the manufacturers and the networkd. It is not so easy now to register a stolen phone on a new network.  So is it still necessary to have your phone insured.

I think there are several reasons.

If it is stolen before you realise it has gone, then a number of expensive calls can be made.

Even if the chances of it being stolen are low, there is still the fact that if it is stolen, you may bave to pay - big time. If you are ona contract, then you probably paid well below the value of the phone to “buy” it - that’s because the network will recover the costs in the rental. But check your small print, if you stop paying or report the phone stolen, then you are liable to pay for the value of the phone

So insurance is still valuable.

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